Veem and Citi Announce Virtual Bank Account Collaboration

Veem's expanded work with Citi brings U.S. Virtual Bank Accounts to more eligible customers, with local payment details and no monthly account fee.

VEEM NEWS Veem and Citi work together to minimize the barrier to access U.S. banking Veem officially announced the launch of USD Virtual Bank Account capabilities with Citi at Money 20/20 USA. By connecting Citi's U.S. banking infrastructure with Veem's global payments platform, the collaboration gives eligible businesses access to named USD accounts alongside collections and make payouts. Veem worked closely with Citi to shape this capability around the needs of businesses working in U.S. dollars, whether they're based in the U.S. or doing business there from abroad.   Key product features A U.S. Virtual Bank Account comes with dedicated account and routing details in your business name, without requiring a physical presence in the U.S. With your account, you can: Eliminate costly wire fees on international transfers Receive USD from U.S. payers through local methods like ACH Keep USD in Veem and use your balance to send payments Fund and withdraw funds whenever you want Exploring a different market? Depending on your eligibility, Virtual Bank Accounts are also available in CAD, GBP, and EUR.   How to get your U.S. Virtual Bank Account You can apply online through Veem at no cost. There's no need to visit a U.S. bank branch or establish a physical presence either. Go to Virtual Bank Account in your Veem account Complete a brief, online application and provide any missing documentation That's it! Once approved, you can find your account and routing numbers in the same place you applied for your Virtual Account. START APPLICATION   Take advantage of Veem's Wallet Rebate Program Fund your Veem Wallet with $1,000 USD, or the equivalent amount in CAD, GBP, or EUR, by November 23, 2026, and maintain your qualifying balance to earn up to 3.5% annual rebates. Terms and conditions apply. Learn more. FUND YOUR WALLET Email us Help Center Veem Payments Inc. 1160 Battery Street, Suite 100 San Francisco, California 94111 Copyright © 2025, all rights reserved. Services Provided by Veem Payments Inc. NMLS #1485885 under its applicable Licenses. Terms of Use | Privacy Policy

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Keep funds ready for business and earn Wallet rebates

Qualifying funds can earn monthly rebates while held in your Veem Wallet.

Dear Customer, Planning upcoming business payments? Funds you add and maintain in your Veem Wallet may earn promotional rebates while you hold them.   For example, USD 6,000 in qualifying funds receives a 3.25% annualized rebate rate on the entire qualifying balance. If you use some funds for a payment, the rebate adjusts to reflect your daily minimum qualifying balance. To participate, add and maintain at least USD 1,000, or the equivalent in CAD, GBP, or EUR, during October 13–November 23, 2026.   The following annualized promotional rebate rates apply: Qualifying balance % on USD % on CAD % on GBP % on EUR USD* 1,000 - 5,000 3% 2.12% 2.11% 0.95% USD* 5,001 - 10,000 3.25% 2.29% 2.28% 1.02% USD* 10,001+ 3.5% 2.47% 2.46% 1.1% *USD or its equivalent. You can participate in one or more eligible currencies. Each currency must independently meet the USD 1,000-equivalent minimum; balances cannot be combined to qualify. Rebates are credited monthly. If a currency’s daily minimum qualifying balance falls below the threshold, that currency earns no rebate for that day. Log in to fund your Wallet. Questions? Visit the Program Terms & Conditions and FAQs or contact us for support. With regards, Jordan Smith Account Executive | Veem Available by invitation only, subject to eligibility and Program Terms. Only qualifying funds added on or after October 13, 2026 are eligible; existing balances and Virtual Bank Account balances are excluded. Rebates are promotional payments, not interest. Rates and continuation are subject to change. Email us Help Center Veem Payments Inc. 1160 Battery St. East Suite 100 San Francisco, California 94111 Copyright © 2026, All rights reserved. Services Provided by Veem Payments Inc. NMLS #1485885 under its applicable Licenses. Terms of Use | Privacy Policy

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Your qualifying Wallet balance can earn monthly rebates

Earn rebates at annualized rates of up to 3.50% on qualifying USD balances.

Dear Customer, Your Veem Wallet can do more than hold funds for your business—it can also earn monthly promotional rebates through your invitation to the Wallet Rebate Program.   To participate, add and maintain at least USD 1,000, or the equivalent in CAD, GBP, or EUR, during October 13 - November 23, 2026.   The following annualized promotional rebate rates apply: Qualifying balance % on USD % on CAD % on GBP % on EUR USD* 1,000 - 5,000 3% 2.12% 2.11% 0.95% USD* 5,001 - 10,000 3.25% 2.29% 2.28% 1.02% USD* 10,001+ 3.5% 2.47% 2.46% 1.1% *USD or its equivalent. Your applicable tier rate applies to the full qualifying balance in that currency. For example, a qualifying USD balance of USD 15,000 receives the 3.50% annualized rate on the entire USD 15,000. Rebates are calculated using your daily minimum qualifying balance and credited to your Wallet monthly. Each currency qualifies separately. Log in to fund your Wallet. Questions? Visit the Program Terms & Conditions and FAQs or contact us for support. With regards, Jordan Smith Account Executive | Veem Available by invitation only, subject to eligibility and Program Terms. Only qualifying funds added on or after October 13, 2026 are eligible; existing balances and Virtual Bank Account balances are excluded. Rebates are promotional payments, not interest. Rates and continuation are subject to change. Email us Help Center Veem Payments Inc. 1160 Battery St. East Suite 100 San Francisco, California 94111 Copyright © 2026, All rights reserved. Services Provided by Veem Payments Inc. NMLS #1485885 under its applicable Licenses. Terms of Use | Privacy Policy

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Your Veem Wallet rebate: Three simple steps

Add qualifying funds by November 23. Rebates are calculated daily and paid monthly.

Dear Customer, Your invitation to the Veem Wallet Rebate Program is open. Here’s how to participate:   Fund your Wallet. Add and maintain at least USD 1,000, or the equivalent in CAD, GBP, or EUR, between October 13 and November 23, 2026. No separate enrollment is required. Earn rebates on qualifying funds. Accrual begins on the next working day after funds are added. Rebates are calculated using your daily minimum qualifying balance, with each currency assessed separately. Receive monthly credits. Your rebate is deposited directly into your eligible Veem Wallet each month. The following annualized promotional rebate rates apply: Qualifying balance % on USD % on CAD % on GBP % on EUR USD* 1,000 - 5,000 3% 2.12% 2.11% 0.95% USD* 5,001 - 10,000 3.25% 2.29% 2.28% 1.02% USD* 10,001+ 3.5% 2.47% 2.46% 1.1% *USD or its equivalent. The applicable rate applies to your entire qualifying balance in that currency. Log in to fund your Wallet. Questions? Visit the Program Terms & Conditions and FAQs or contact us for support. With regards, Jordan Smith Account Executive | Veem Available by invitation only, subject to eligibility and Program Terms. Only qualifying funds added on or after October 13, 2026 are eligible; existing balances and Virtual Bank Account balances are excluded. Rebates are promotional payments, not interest. Rates and continuation are subject to change. Email us Help Center Veem Payments Inc. 1160 Battery St. East Suite 100 San Francisco, California 94111 Copyright © 2026, All rights reserved. Services Provided by Veem Payments Inc. NMLS #1485885 under its applicable Licenses. Terms of Use | Privacy Policy

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